Personal and family goals produce a financial direction for the household. This course is designed to help you learn about the major life decisions many choose to do. Our responsibility with money affects the ability to successfully reach these goals. Budgeting starts with identifying income and expenses. This course will teach you how to understand your paycheck, social security, taxes and employee benefits. You will learn the basic principles of becoming financially organized and how to establish saving strategies for financial goals. This course will prepare you to teach grade school students prudent skills on making consumer decisions for cell phone contracts, purchasing or leasing a car, and homeownership. Your challenge will be to create effective strategies by communicating how to make positive financial habits every day. It will also provide an introductory understanding about family planning, education planning and retirement planning.