Personal & Family Insurance Planning

This course introduces students to risk management and insurance decisions in personal financial planning. Topics include insurance for life, health, disability, property and liability risks, as well as annuities, group insurance, and long-term care.

Course Objectives

Upon completion of this course, students will be able to:

• Describe the role of the financial planner in the personal risk management process.
• Implement insurance into a comprehensive, integrated financial plan.
• Identify key insurance terminology and contract features.
• Evaluate client insurance and risk management needs.
• Identify and describe features of private and public insurance available to meet each identified need.
• Demonstrate the ability to appropriately select from available products to meet clients' needs.
• Integrate the tax implications into insurance decisions.
• Incorporate employee benefits into financial planning recommendations.
• Describe the Economic theories associated with decision making under uncertainty.
• Demonstrate an understanding of the behaviors associated with risk management and decision making under uncertainty including risk aversion, insurance behavior, and utilization of leverage.

Note: A request for refund must be received in writing within 10 days of beginning the course and can take up to 4 weeks to process.  Refund requests should be sent to the address, e-mail or fax below.  We reserve the right to modify or cancel a course/event when circumstances warrant, including insufficient registrations. In the event of cancellation, each registrant will be notified and issued a full refund. The University of Florida is not responsible for any other related expenses.  Please send refund requests to Christina Collingwood, University of Florida, P.O. Box 110310, Gainesville, FL  32611-0310 or to email nlsloan@ufl.edu or to fax number 352-392-8196.